Buy now and pay later with Pay in 3.
Choose Pay in 3 at checkout where PayPal is available, and enjoy the power to split your purchase into three interest-free payments, with no set up fees or charges.* It’s a great way to help you stay in control of your budget.

PayPal Pay in 3

1 / Check out with PayPal

2 / Choose "Pay in 3" and complete your purchase.

3 / Make the first payment now, the rest in two payments every month on the same date.

Shop your way with Pay in 3.

It’s an interest free loan. With Pay in 3, there’s no interest and no set up fees.*

Get a decision in seconds. You won’t have to wait to see if you’re approved.

It’s backed by PayPal. Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**.

Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score.

* Subject to status. Terms and Conditions apply. UK residents only. PayPal is a responsible lender. Pay in 3 performance may influence your credit score. ** Available on eligible purchases only. 180 day time limit and other terms apply.